Well, even though he`s a good friend of mine, I want to be in a safe place. That is why I would like to conclude a mutual agreement with him, in which it is said: „I stand only as guarantor and all debts/loans taken care of are borne only by him and debited automatically from his savings account. Hello sir sreekant, my English is a little low, please adapt, in 2010 I had a good friendship with an old lady, she made me love her daughter, so I married her, I did, and her daughter to keep in mind that I will be her son in law, she gave me 3lakhs rupees in part time to manage my financial problems, she put on my account, then she started and her daughter began to dominate me in everyone and everything in my life, when I recognized her worst behavior day after day, I finally broke their marriage proposal, then they started torturing me with calls, and threatened my parents too , insulted me by making me pass my colleagues „Friends and relatives, every day they will call me and scold me and ask me for money abt, then I almost tried to commit suicide, but I could not, then somehow I got credit 3 lakhs, I repaid to hand them back in full cash, now I thought, it`s all over, but again she went to my bank and took my bank statement lying like she is my mother, which is dated 2010, now indicating that she shows that this office I filed, so give me back, but I paid her full, just mistake of the hand, there is no agreement among us , only it shows its function on my statement of account, which is now threatening me to threaten to sue „How can I prove, and how can it prove how it happened in 2010, and there is no agreement, except my statement of account indicates its filed office,the pls help me Any correspondence is addressed to the address, as contained in the description of the parties in the preamble to this agreement. Loan contracts usually include information about: My uncle is a farmer and he owns a new house (ground floor and first floor) and farmland (1.67 hectares) worth 33 lakes. With my money, he paid bank loans, he took loans to others for higher interest rates. He refuses to pay me interest and plans to pay the interest on the capital in several tranches, provided he receives profits in agriculture. hello sreekanth sir, I need loan format for my client. Please email me. Interest-free loans are not taxable in the hands of the lender or borrower. But if you calculate interest, then the interest they add up on loans should be treated as „income from other sources.“ This income should be included in your income tax return (lender).