If you`re thinking of changing your car, cleaning up your finances or making improvements to your home, a loan from us could be the helping hand you need. You can get your credit on the same day if you apply and are accepted unconditionally before 5:45 p.m. Sometimes we need to contact you for more information so it may take a little longer. Interest is calculated on the amount of the overpayment. To see how much it costs to make an additional payment, you can use our online form below. You will then be asked to complete your data and we will contact you within 1 business day to tell you how this might change your monthly payment, the duration of your loan and the next steps to make this additional payment. You can receive this information via email, text or both. Additional Payment Table We show how much you can borrow, your personalised interest rate and monthly payments at the beginning of your credit application. All this without affecting your credit rating. If we accept your loan, we will send you an email, text or letter confirming when we will approve it definitively. In this case, a confirmation letter and copies of the application file, including a copy of your credit contract, along with a text or email, will be sent to your mailbox to let you know if the documents have been sent to your mailbox. If you would like to tell someone about your application if you have applied for personal credit online and would like to inquire about the status of your application, please contact us at the number below.

The interest rate you have calculated depends on your circumstances and the amount of the loan and may differ from the representative RPA. We never offer you an interest rate above 29.9% per year (fixed), regardless of the size of the credit. This means that you do not guarantee to get the rate you see in the computer. You will find the date of your first refund in your letter of credit confirmation. This also applies to customers who recently applied for a first refund leave when applying for credit. If you are having trouble paying your monthly refund as a result of coronavirus, you can request a 3-month repayment period that does not affect your creditworthiness. No, we do a credit check and Cora offers you an indicative loan via Facebook Messenger. If you are satisfied with your offer, you can then complete your credit application in the NatWest app, where we will complete a full credit check. To apply for a loan, you must be 18 and a UK resident with a NatWest current account (held for 3 months). Yes – if these are all private fixed-rate loans and all your payments are up to date, you can request a three-month repayment break for each loan. You must apply for every loan you keep with us. If we can`t accept the refund request (for example.

B if they are already late), we will contact you. It takes about 10 minutes to apply for a loan online. We ask you to log in to the online bank so you have your data at your fingertips. If we cannot process your application online, we will publish your credit contract and send it to you as soon as possible (it should be with you within 4 working days of the postal service).