These policies, procedures and systems must include controls consistent with the Access Agreement, this Agreement, the applicable rules and regulatory rules for access to all systems you use to initiate, process and store entries, including, but not exclusively, on our cash management system. You must ensure that these policies, procedures and controls are audited and approved by your board of directors or any other level of responsibility within your organization, which is the importance of the topic. If you are trying to schedule a payment, we will let you know the available delivery date as soon as possible. In order to ensure a timely payment and take full advantage of the online bank guarantee described below, you must plan the payments and your account must be in good condition and have sufficient funds available on the deposit account indicated to cover the payment, at least five (5) days of banking business before the payment due date, NOT the date after which late wedding fees can be assessed. You recognize that you need to enter complete and correct information into the cash management system. For example, ACH entries are created in accordance with certain processing rules that require the use of an initiator name and an initiator identification number embedded in the transaction to identify the source. This built-in data is an important part of the system`s ability to monitor transactions you want to verify. If you do not enter the correct, consistent and complete information system, you must keep the bank unscathed if you book a cheque or ACH transaction into your account and the bank must be excluded from any litigation related to such a transaction. Here`s how it works: We collect information about your online activities, such as.B. the searches you do on our websites and the pages you visit. This information can be used to provide advertisements on our websites and offline (z.B. by email) that is tailored to certain interests that you may have. If you prefer that we don`t use this information, you can opt out of online behavioral ads.

However, if you opt out, you can still receive general advertisements. In addition, financial advisors/customer managers may continue to use information collected online to provide information about products and services in accordance with account agreements. If you choose not to advertise online, ads may continue to appear when you log into your account, z.B through online banking or access to the MyMerrill account. These ads are based on your specific account relationships with us. More information about relationship ads, behavioral messages and our privacy practices can be found in Bank of America`s online privacy statement and in our online data protection newsletters. You must inform the bank of any changes to the information you provide to the bank in writing, including, but not limited, to: additional sites, any change in activity, any new transaction, the identity of the contractors and/or owners, the form of the business organization, the type of goods and services provided and the manner in which the sale is made.